Most Expensive Cars to Insure in 2009
One of the biggest expenses that many families have is transportation. When people are getting ready to make a car purchase, they often compare vehicles. They may compare the car's style, gas mileage, or if it is big enough to meet their needs. Price is another factor that comes into play when people decide what car to buy. One expense that is often overlooked by car purchasers is the cost of car insurance. Factors that determine insurance rates include: the age of the driver, where the car is parked at night, and even the driver's credit report, but the car that is driven makes a difference as well. If you want to save on car insurance, try to avoid the following cars, which are some of the most expensive 2009 vehicles to insure.
Nissan GT-R
The Nissan GT-R is one of the most expensive new cars to insure. This sportscar has an all-wheel drive, 485 horsepower, 3.8-liter V6 engine. It was named Motor Trend Car of the Year, but if you want to get this great car, in addition to an MSRP of nearly $80,000, you'll have to pay a high car insurance price.
Dodge Viper
The Dodge Viper is a hot sports car. If you can barely afford the payments on the $88,000 MSRP, you might want to skip this car; the car insurance rates will cost you another pretty penny. Perhaps a car that Edmunds.com describes with terms such as "race-inspired handling" and "aggressive styling" causes people to race more, drive more aggressively, and get into more accidents.
BMW M6
If the BMW M6 is more your style, you better make sure that you can afford the auto insurance costs on this vehicle, even if you can afford the price tag, which will set you back more than $100,000. The hefty insurance price tag might be related to the car's powerful 500-horsepower V10 engine.
Ford Shelby GT500
The Ford Shelby GT500 is admired by a lot of car enthusiasts. Although this 500+-horsepower engine car can be purchased for a little less than $50,000, you'll still have to pay a hefty car insurance bill.
Audi S8
Although this car is not a sports car, it does cost quite a bit of money to insure every year. Perhaps the $96,000 base price tag has something to do with it. If that is small change to you, you probably can afford the car insurance. If this is an expensive car that you could barely afford, you may have trouble affording the car insurance that goes along with it.
Mercedes-Benz G-Class
The Mercedes-Benz G-Class is the most expensive SUV to insure every year, but it's not your average SUV. This is another car that costs almost $100,000 to purchase. If paying six figures for a car is nothing to you, then the car insurance costs won't hurt too much.
BMW M5
The BMW M5 comes with a 500-hp, 5.0 liter V10 engine and a base price tag of $85,500. Perhaps that has something to do with why it belongs to the top 10 2009 vehicles to insure list.
Hummer H2
The Hummer H2 is an all-around expensive vehicle to own. First, there's the $60,000 price tag. Secondly, you'll have to pay a lot for gas. On top of that, you'll have to pay quite a bit for car insurance. This car is big, and it probably would cause a lot of damage if it ran into one of those tiny SMART cars. Perhaps that is the reason for the expensive auto insurance bill.
Porche 911
When most people think of Porches, they think of sports cars. Fast sports cars. Is it any wonder then, that the Porche 911 is one of the most expensive 2009 vehicles to insure? If you can afford to spend $75,000 or more on a car, you can probably handle the high car insurance costs. If you can't, then you probably can't afford this car.
Cadillac XLR
This $86,000 two-seater is expensive at the dealer's showroom, and expensive when the insurance bill arrives. It has a 4.6 liter V8 engine with 320 horsepower. It can also go from 0 to 60 in less than 6 seconds. If the price tag is too steep for you, the car insurance will be as well.
Honorable Mentions
If you're trying to save money on car insurance, you'll probably want to avoid the Lexus IS F, Chevrolet Cobalt SS, Jaguar XK Series, The BMW M3, and the Audi R8. These cars also come with fairly high insurance price tags.
Cars that Made the List in 2008
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