Maine Auto Insurance Guide

Accidents don't just happen in Maine. Someone is always at fault if that accident occurs on the road.

Maine Insurance Regulations

Auto insurance in Maine is based on a tort system, meaning someone must be the cause or at fault in an accident. That person is responsible for damages.

Mandatory Minimum Coverage in Maine

Minimum required auto insurance liability coverage is $50,000 per person or $100,000 for all persons with bodily injury, $25,000 for property damage, and $1,000 for medical payments. Liability coverage for an uninsured or underinsured motorist is $50,000 per person or $100,000 for everyone in the accident.

Motorcycle Coverage Requirements

Minimum insurance liability requirements are $50,000 per person or $100,000 for all persons who are hurt, $25,000 for property damage, and $1,000 for medical payments.

Maine Auto Insurance Advice

Maine has some of the nation's highest levels of minimum liability coverage requirements in the nation. Because it is a tort state, getting coverage higher than the state minimums is recommend.