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Homeowner Insurance Quotes

You can find the best rates on homeowners or renters insurance at InsuranceRate.com by comparing rates from multiple insurance providers. Comparison shopping for a home insurance policy has never been easier. We allow you to compare policies side-by-side to make the process as convenient as possible.

Homeowner Insurance Discounts

There are a number of ways you can reduce the cost of quality homeowners insurance and renters insurance. Find out what discounts are available and see if you qualify for these great savings.

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Understanding Your Homeowners Insurance Policy

Take a look at a typical homeowners insurance policy to learn the different types of coverage options and benefits you can choose to include in your own policy.

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Homeowners Insurance Tips

Get homeowners insurance tips from experts for improved coverage.

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Filing a Home Insurance Claim

This guide will walk you through the home insurance claims process following damage to your house. Get step-by-step instructions that will guarantee your house is repaired as quickly as possible.

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Types of Home Insurance

Home Insurance Coverage

Below are the basic types of home insurance coverage you will be able to choose from. Note: HO-3 is the most common type of coverage purchased.

  • HO-1: Basic Coverage
  • HO-2: Broad Coverage
  • HO-3: Special Form
  • HO-4: Renter's Policy
  • HO-6: Condominium Coverage
  • HO-8: Older Home Policy
View all coverage options
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Insurance Company Reviews

Compare the home insurance companies below to find the best provider for your needs.
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