Connecticut Auto Insurance Guide

As you may know, each state in the country is responsible for coming up with their own auto insurance laws. Auto insurance in Connecticut works the same as most other states, but there are some fine details that you should be aware of. Learn more about the required auto insurance coverage in Connecticut in this informative state guide:

Connecticut Insurance Regulations

Auto insurance laws in Connecticut demand that all registered vehicles meet the state's required auto insurance coverage minimums. You must also carry proof of your auto insurance policy with you at all times while driving. Failure to meet the minimum auto insurance requirements or carry proof of your insurance policy can result in a $200 fine and even the suspension of your vehicle's registration. These standards are fairly lenient compared to other states, many of which call for jail time for recurring offenders.

Mandatory Minimum Coverage in Connecticut

The required auto insurance in Connecticut slightly lower compared to those in other states, as it uses the 20/40/10 standard:

• $20,000 for bodily injury to one person in an accident
• $40,000 for bodily injury for more than one person in an accident
• $10,000 property damage in an accident

Motorcycle Coverage Requirements

Like many other states, Connecticut uses the same auto insurance requirements for motorcycles as they do for cars:

• $20,000 for bodily injury to one person in an accident
• $40,000 for bodily injury for more than one person in an accident
• $10,000 property damage in an accident

In Connecticut, the law requires that you wear a helmet at all times if you are under the age of 18. For those over 18, a helmet is only required if you are driving with a learner's permit.

Connecticut Auto Insurance Advice

When it comes to getting auto insurance in Connecticut, meeting the state minimum requirements just isn't enough. If you want any type of protection for your own vehicle, you'll need to look into a better policy. It will cost you more, but most people find that it's worth the extra security and peace of mind. With Connecticut having one of the highest average auto insurance costs in the nation, it definitely pays to shop around for the best deal. Whether you're looking for motorcycle coverage or some additional car insurance, we recommend that you take advantage of online insurers. There are hundreds of insurance companies online these days and you're bound to find a great deal with one of them.